Business Platinum is a multifaceted card that offers more than just business luxury travel perks. Unlock over $1,400 in value annually with the Business Platinum Card® for statement credits on select purchases, including technology, recruiting, travel and more.
Intro
Reward Rate
5X Earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
1.5x on eligible purchases of $5,000 or more at U.S. building materials and hardware suppliers, electronics retailers, software and cloud systems providers, and shipping providers, and anywhere else, up to $2 million per purchase USD, earn 1.5x points for calendar year
1X Earn 1X points for every $1 you spend on eligible purchases.
Introductory Offer
Earn 120,000 points
Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 in eligible purchases on your Card within your first 3 months of membership.
Continue Penalty APR
29.99% variable
Continuous Purchasing APR
19.24% – 27.24% variable
Annual Fee
$695
Recommend credits
670-850
good, excellent
More
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 in eligible purchases on your Card within your first 3 months of membership.
- Earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, plus 1X points per $1 spent on eligible purchases.
- Earn 1.5x points ( That’s an extra 0.5 cents per dollar), up to a maximum of $2 million in purchases per calendar year.
- Unlock over $1,000 in annual statement credits on select business purchases, including select purchases with Dell Technologies, Indeed, Adobe and US wireless service providers.
- $200 Airline Fee Credit: Receive up to a $200 statement credit each calendar year toward select airline fees like checked bag fees, lounge day passes, and more.
- $189 CLEAR® Plus Points: Use your card to get up to $189 back on your CLEAR® Plus membership each year. CLEAR® lanes are used in more than 100 airports, stadiums and entertainment venues.
- The American Express Global Lounge Collection® can provide escape routes at airports. With over 1,400 airport lounges in 140 countries and counting as of September 2021, you have more lounge location choices than any other credit card on the market.
- $695 annual fee.
- Terms apply.
View
overview
It’s hard to find a card that can compete with the mile-long list of benefits that comes with Amex Business Platinum. While it’s certainly not the card for the average consumer, business owners with a lot of expenses (especially travel-related ones) will find this card invaluable. The card is similar to the consumer version offered by American Express, but has more business-oriented perks in terms of statement credit and a yield that’s more suitable for business owners.
Advantage
- Receive up to $100 in Global Entry or TSA PreCheck application fee credits every four to five years
- Annual credit of up to $400 on eligible U.S. Dell purchases (registration required)
- Marriott and Hilton Gold status (registration required)
- Access to Boutique Hotels and Resorts Program and Hotel Collection
- International Airline Program and Cruise Privilege Program
Shortcoming
- steep annual fee
- Hard to meet $15,000 welcome offer for small business
- Limited high-bonus categories other than travel
Who is this card suitable for?
When you pay the hefty annual fee, you can expect this card to come with the benefits that come with it. If you travel a lot and own a business or side business, the Amex Business Platinum Card can be an incredible asset. If you’re looking for access to thousands of lounges around the world, including the popular Amex Centurion lounge, earn 35% Airline Rewards (up to 500,000 points), with Marriott and Hilton among others, some business owners can justify the annual fee.
Earn Rewards
You’ll earn all your rewards through Amex’s Membership Rewards program. Earn 5X points on flights and prepaid hotel purchases with Amex Travel, 1.5X points on eligible purchases in select business categories and on each purchase of $5,000 or more; up to $2 million in purchases per calendar year, Other purchases cost 1x.
